Your paycheck, looked after.

Meridiano is a personal finance assistant. It builds your budget around your two monthly paychecks, sorts your purchases on its own and tells you how much you have left before you overspend.

Request beta accessClosed beta in Mexico and El Salvador · iPhone and web · the app is in Spanish
9:41
Sunday, October 11
Today
Left this pay period
$4,250.00
Day 6 of 10 · on track
✓
Account balanceToday 8:04 a.m.
$12,480.00
3
Still duePower, internet, phone
$1,980.00
≈
Day-to-day leftGroceries, food, rides
$3,415.50
Made for people paid on the 15th and the 25thPesos and dollars side by sideiPhone and web, always in sync
Pay period

Every peso of the pay period, in its place

See how much you have spent on each thing against your plan, which fixed payments already went out and which are still due. Go over in something and Meridiano tells you and takes it out of what is free.

  • Spent vs. planned, category by category
  • Fixed payments checked off when the charge arrives
  • A heads-up when you spend faster than the pay period
9:41
October 15 – 24
Pay period
Day-to-day
Groceries$3,240 / $4,800
Eating out$1,180 / $1,500
Rides$640 / $900
Fixed payments
✓
RentPaid on the 15th
$18,000
20
PowerDue on the 20th
$450
Example figures
Inbox

Purchases arrive on their own, already sorted

Meridiano reads the charge notifications your bank emails you. Each purchase arrives in its category; you just confirm or change it.

  • Uber, Rappi, groceries, restaurants: each in its place
  • Teach it once and it remembers the merchant
  • Anything it does not recognize, it asks
9:41
Inbox
3 new
U
UBER RIDESToday 7:31 p.m.
−$269.98
→ Transport · added to your pay period
Looks rightChange
L
La ComerToday 3:47 p.m.
−$848.65
→ Groceries · by your rule
Looks rightChange
A
AmazonYesterday · Card
−$499.00
UnplannedHomePetsOther…
Example figures
Monthly plan

Your month, split across two paychecks

Enter your income, fixed payments and day-to-day spending. Meridiano splits each category between the paycheck on the 15th and the one on the 25th, and sets aside what is needed to keep both even.

  • All in one, half and half, 20/80 or a third
  • Amounts in pesos or dollars
  • See the effect of a change before you save it
9:41
October
Monthly plan
In$58,000
Planned$49,700
Free$8,300
Set asideFixedDay-to-day
RentAll on the 15th
$18,000
Groceries20% on the 15th
$6,000
Eating outA third on the 15th
US$150
InvestingAll on the 25th
$5,000
Both pay periods stay even: $4,150 free in each
Example figures
Subscriptions

Everything you pay monthly, in one place

Netflix, Spotify, cloud storage, your AI tools. When each one charges, what they add up to, and which ones you no longer use.

  • Next charge for each one
  • Personal and work, separated
  • In pesos and dollars
9:41
Subscriptions
Per month$845.70Next charge: Netflix in 4 days
AllPersonalWork & AI
N
NetflixCharges on the 18th
$299.00
S
SpotifyCharges on the 22nd
$129.00
C
ChatGPTCharges on the 2nd
US$20.00
i
iCloud+Charges on the 9th
$49.00
Example figures
Investments

Your investments next to your budget

Watch your investments and emergency fund grow in the same place you decide how much to set aside each pay period.

  • Investments and emergency fund
  • Goals with progress
  • How many months of expenses you have covered
9:41
Investments
InvestingUS$18,420+4.2% this year
Emergency fundUS$6,1003.1 months of expenses
Goal: 6-month cushion52% there
Example figures
Closing

Every pay period closes with a plan

The day before payday, Meridiano shows how it went and asks what to do with what is left.

  • Where you went over, and where you did not
  • Carry it over or set it aside
  • Compared with the previous pay period
9:41
Pay period Sep 25 – Oct 14
Closing
You have left
$1,240.50
Only went over on eating out, $310
What should we do with it?
Carry it to the next pay period
To the emergency fund
To your investments
Close pay period
Example figures

Up and running in five minutes

1

Create your account

With Apple, Google or your email.

2

Build your plan

Answer seven questions or bring the spreadsheet you already use.

3

Connect your email

So purchases arrive on their own. You can also enter them yourself.

Your money stays in your bank

It never moves money

Meridiano organizes and reminds; it never makes payments or transfers.

Read-only

It reads the charge notifications in your email, and nothing else.

Your data is yours

No ads, no selling data. Delete it whenever you want.

How we protect your data →

FAQ

How much does it cost?

Nothing during the beta. Before there is a price we will tell you, and you decide whether to continue.

Which banks work?

Email notifications from the most common banks in Mexico and El Salvador, plus Uber, Rappi, Amazon and Apple receipts. If yours is missing, we add it.

Do I have to give up my spreadsheet?

Not all at once. Bring it into Meridiano and use both for a while until you trust the numbers.

What if I am paid differently?

The beta is built for people paid twice a month. Weekly and monthly pay are coming soon.

Stop guessing what you have left.

Join the Meridiano beta.

Request beta access